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Eliminate Shadow Spend. Simplify Expenses.

Centralize expense and card management for instant visibility, policy adherence, and faster reconciliation.

It’s no secret that every dollar counts. But hidden, off-platform spend is eroding budgets, creating compliance risks, and overwhelming Finance teams. 

For a $1B company, shadow spend can waste up to $100M annually. With Ivalua’s embedded Expenses and Virtual Cards solution, you can finally bring all spend under control, while making life easier for your employees.

Unlike standalone expense tools or patchwork p-card programs, Ivalua unifies expenses, cards, and procurement in one platform. The result? Smarter compliance, faster reimbursements, automated reconciliation, and greater visibility into every transaction.

Trusted by procurement and finance leaders worldwide

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Control All Spend in One Place

The more systems you have less control you have, With Expenses and Cards embedded into your Ivalua procurement solution, every dollar, from meals to meetings, to urgent services is visible, budgeted, and compliant.

Make Life Easier for Employees

Give employees the freedom to pay on the go without the pain of slow reimbursements or manual paperwork. With mobile receipt capture and instant one-time virtual cards, employees stay productive and satisfied.

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Automate Compliance & Reconciliation

AI-powered expense agents automatically validate policies, capture receipts, and reconcile spend in real time. That means fewer audit risks, less fraud exposure, and faster period closes for Finance.

Frequently asked questions

How is this different from standalone expense solutions?

Most expense tools only help employees submit claims. Ivalua integrates expenses directly into procurement, giving Finance and Procurement full visibility and eliminating shadow spend.

How do virtual cards work?

Employees can instantly request one-time use cards on their mobile device. This ensures the spend is budgeted, compliant, and automatically reconciled. No extra paperwork required

What benefits will Finance see?

Finance gains continuous reconciliation, stronger fraud controls, and simplified closing processes. Plus, eliminating duplicate systems reduces ongoing support and maintenance costs.

Will employees actually like using this?

Absolutely. Employees get reimbursed faster, spend less time submitting expenses, and have an easier way to pay for legitimate business costs when they’re on the move.

What’s the ROI?

For a $1B company, shadow spend can cost $50M–$100M annually. Ivalua’s solution helps recover up to $20M in hidden expenses every year while improving compliance and employee satisfaction.

Transform your expense management with Ivalua's Virtual Cards solution

Join over 500+ global organizations who have streamlined procurement processes and gained complete spend visibility with Ivalua's innovative Expenses and Virtual Cards solution.